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Biweekly Paycheck Budget
See which bills come out of which paycheck for the whole year, and spot tight pay periods early.
Savings
Savings Goals & Sinking Funds Tracker
Track every goal and sinking fund, see which are on track, and when each will be fully funded.
USD 5 one-time Coming soon- Works in Excel + Google Sheets
- Any currency
- Instant download
- Secure checkout by Lemon Squeezy
Or get it with five more in the bundle for USD 19.
Who it's for
- You're saving for several things at once: an emergency fund, a trip, a laptop.
- You use sinking funds for bills you know are coming, like insurance or holidays.
- You want an early warning when a goal is falling behind, not just a progress bar.
How it works
Buy and get your download link by email straight away.
Open the .xlsx in Excel, or upload it to Google Drive and open with Google Sheets.
On the Goals tab, add each goal with its target amount, optional target date and planned monthly amount.
Try it free first
Our free savings goal calculator gives you a quick answer in your browser. The spreadsheet keeps the full picture, month by month.
What's inside
Dashboard
Every goal's progress, whether it's on track for its target date, and the month it'll be fully funded at your current pace, plus a progress chart.
Goals tab
Up to 10 goals or sinking funds: name, target amount, optional target date, starting balance and planned monthly contribution.
Contributions log
Date, goal from a dropdown, amount. Saved totals update automatically.
Works for sinking funds too
Car insurance, Christmas, annual subscriptions: anything you set aside for ahead of time.
Works in Microsoft Excel (Windows, Mac, web) and Google Sheets. No macros or add-ons. Use any currency. Example rows are clearly marked so you can delete them.
Questions
What's a sinking fund?
Money you set aside gradually for an expense you know is coming, like car insurance or a big annual bill. Add it as a goal with the bill's due date as the target date.
What if a goal has no target date?
Leave it blank. The Dashboard still tracks progress and shows a projected finish date based on your planned monthly contribution.
Does it work in Google Sheets?
Yes. Upload the .xlsx file to Google Drive and choose "Open with Google Sheets". Formulas, dropdowns and charts work. You need a free Google account.
Which currency does it use?
Any. Amounts are plain numbers, so use whatever currency you earn and spend in.
How do I get the file?
Right after checkout you get a download link by email. Checkout is handled by Lemon Squeezy.
What if something doesn't work?
Email me. I'll help you fix it, and if I can't, I'll refund you.
Is this financial advice?
No. It's a planning and tracking tool based on the numbers you enter.
Get it in the bundle
Savings Goals & Sinking Funds Tracker is one of the six spreadsheets in Money Reset 2027. If more than one part of your money needs attention, the bundle costs less than buying three separately.
- Bought separately
- USD 44
- Bundle price
- USD 19
- You save
- USD 25 (57%)
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