Budget
2027 Budget Planner
Plan every month, log what you spend, and see your whole year on one dashboard.
Bundle
Money Reset 2027 Bundle
All six spreadsheets in one download: budget, debt, savings, paychecks, freelance tax and net worth.
USD 19 one-time, all six files Coming soon- Works in Excel + Google Sheets
- Any currency
- Instant download
- Secure checkout by Lemon Squeezy
Who it's for
- You want a fresh start for 2027 and more than one part of your money needs attention.
- You'd rather pay once than pick and choose.
- You want every tool in the same familiar layout.
How it works
Buy and get one download with all six .xlsx files by email.
Open them in Excel, or upload them to Google Drive and open with Google Sheets.
Start with the Budget Planner, then add whichever others fit your situation. Each has its own Start Here tab.
The six spreadsheets inside
Debt
Debt Payoff Calculator
Snowball vs Avalanche side by side: your debt-free date, total interest and a payoff chart.
Savings
Savings Goals & Sinking Funds Tracker
Track every goal and sinking fund, see which are on track, and when each will be fully funded.
Paycheck
Biweekly Paycheck Budget
See which bills come out of which paycheck for the whole year, and spot tight pay periods early.
Freelance
Freelancer Income & Expense Tracker
Log client payments and expenses, and see how much to set aside for tax each quarter.
Net worth
Net Worth Tracker
Log your accounts once a month and watch your net worth (assets minus debts) trend over time.
Works in Microsoft Excel (Windows, Mac, web) and Google Sheets. No macros or add-ons. Use any currency. Example rows are clearly marked so you can delete them.
What you save
Each spreadsheet is also sold on its own. Buying all six separately costs USD 44; the bundle is USD 19.
- Bought separately
- USD 44
- Bundle price
- USD 19
- You save
- USD 25 (57%)
Questions
Do I need all six?
No. Most people use two or three regularly (a budget plus whichever of debt, savings, paycheck, freelance or net worth fits) and keep the rest for when they need them.
Can I buy them separately instead?
Yes, each one is sold on its own too. The bundle is for anyone who wants more than one.
Does it work in Google Sheets?
Yes. Upload the .xlsx file to Google Drive and choose "Open with Google Sheets". Formulas, dropdowns and charts work. You need a free Google account.
Which currency does it use?
Any. Amounts are plain numbers, so use whatever currency you earn and spend in.
How do I get the file?
Right after checkout you get a download link by email. Checkout is handled by Lemon Squeezy.
What if something doesn't work?
Email me. I'll help you fix it, and if I can't, I'll refund you.
Is this financial advice?
No. It's a planning and tracking tool based on the numbers you enter.