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Budget
2027 Budget Planner
Plan every month, log what you spend, and see your whole year on one dashboard.
USD 9 one-time Coming soon- Works in Excel + Google Sheets
- Any currency
- Instant download
- Secure checkout by Lemon Squeezy
Or get it with five more in the bundle for USD 19.
Who it's for
- You want one place to plan each month and see where the money actually went.
- You've tried budgeting apps but don't want to connect your bank account.
- You like the 50/30/20 idea and want to see how close your real spending is.
How it works
Buy and get your download link by email straight away.
Open the .xlsx in Excel, or upload it to Google Drive and open with Google Sheets.
On the Setup tab, type your income sources and expense categories with a monthly plan for each.
Try it free first
Our free 50/30/20 budget calculator gives you a quick answer in your browser. The spreadsheet keeps the full picture, month by month.
What's inside
Dashboard
Income, spending, savings and savings rate for the year, with charts that update as you go.
Monthly budget vs actual
Pick any month to see every category against its plan. Overspending turns red.
50/30/20 check
Your needs / wants / savings split against your own targets.
Transactions log
Date, category from a dropdown, amount. Type and group fill in automatically.
Annual view
Every category by month, with the year total against your plan.
Setup
Up to 8 income sources and 30 expense categories, with your own names and amounts. Change the year in one cell and it works for 2028 and beyond.
Works in Microsoft Excel (Windows, Mac, web) and Google Sheets. No macros or add-ons. Use any currency. Example rows are clearly marked so you can delete them.
Questions
Does it work on a phone?
You can log transactions in the Google Sheets or Excel mobile apps. The dashboard is easiest to read on a computer or tablet.
Can I add my own categories?
Yes. Fill the empty rows on the Setup tab and they appear everywhere automatically.
Does it only work for 2027?
No. Change the year in one cell on the Setup tab and every date and report follows.
Does it work in Google Sheets?
Yes. Upload the .xlsx file to Google Drive and choose "Open with Google Sheets". Formulas, dropdowns and charts work. You need a free Google account.
Which currency does it use?
Any. Amounts are plain numbers, so use whatever currency you earn and spend in.
How do I get the file?
Right after checkout you get a download link by email. Checkout is handled by Lemon Squeezy.
What if something doesn't work?
Email me. I'll help you fix it, and if I can't, I'll refund you.
Is this financial advice?
No. It's a planning and tracking tool based on the numbers you enter.
Get it in the bundle
2027 Budget Planner is one of the six spreadsheets in Money Reset 2027. If more than one part of your money needs attention, the bundle costs less than buying three separately.
- Bought separately
- USD 44
- Bundle price
- USD 19
- You save
- USD 25 (57%)
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