About Clear Money Sheets
Clear Money Sheets makes simple, honest spreadsheets for everyday money jobs: budgeting, paying off debt, saving, planning paychecks, freelance income and net worth.
It's a one-person shop run by Nisal. The idea is simple: a good spreadsheet is still one of the best money tools there is. It's private, it works offline, it costs once rather than every month, and you can see exactly how every number is calculated.
How the spreadsheets are made
- Built from a script. Each file is generated by code, so a fix or improvement goes into every copy.
- Checked for errors. Every formula is recalculated and checked before release. Each file ships with zero formula errors.
- Tested like a buyer would use it. Example data, awkward cases (a debt that never pays off, a bill due on the 31st, spending more than you earn) and numbers checked by hand.
- Made for Excel and Google Sheets. Only widely supported functions, no macros, no add-ons. Use any currency.
- Easy to start. Every file has a Start Here tab, yellow cells for your input, and example rows clearly marked for deletion.
What we don't do
No income promises, no fake reviews, no countdown timers, no subscription. These are planning tools, not financial advice.
Questions or ideas for a spreadsheet you'd like to see? Email nisal2004dissanayake7@gmail.com.